It might seem like a lot to juggle, but with a little education and planning (and dare we say saving?), the transition to the working world will go much more smoothly.
IU students get access to a lot of resources to help with personal finances, so use them! Get your financial plan in order before you graduate.
Take a financial literacy course online! We've got a series of three 5-week classes (1 credit each) that each build on the one before, or a traditional 3 credit course available nearly every semester.
This class introduces you to the basic planning tools and concepts for college-age financial literacy. The emphasis is on financial decisions and challenges facing a typical college student. Topics include careers, goal setting, budgeting, tax planning and credit, and financing higher education. This is the foundation of the financial literacy curriculum.
In this class, you’ll be introduced to the basic planning tools and concepts for financial literacy into adulthood and retirement. The emphasis is on analyzing, selecting, and managing investments over a lifetime. Topics include time value of money, financial statements, retirement objectives, and investing in various financial assets. This is the second part of the financial literacy curriculum.
This class introduces you to the basic planning tools and concepts for effective risk management. The emphasis is on determining, analyzing, and managing lifestyle and career factors contributing to financial risk, as well as the exploration of uses, suitability, and advantages of various insurance products for major risks. This is the third part of the financial literacy curriculum.
This 3-credit class gives you a comprehensive introduction to the concepts of personal finance. It provides a complete framework for understanding the process of accumulating and protecting personal wealth, emphasizing the analysis of risk/return relationships, as well as learning to understand investment alternatives and how strategies develop as life situations mature.
If you've got big plans for your future, be smart about your money now. It's easy to forget that you'll be paying that money back when the loan disbursement hits your bank account.
Make that future monthly payment as small as possible so it's easier to afford the move for that big opportunity, or that house in the right neighborhood, or that travel experience you've always wanted.
Check out jobs available on-campus, off-campus (via Handshake), and if you find a paid internship on Handshake or elsewhere, apply!
There are opportunities everywhere, especially for degrees in fields where there are shortages (like Nursing and Education).
Full-time tuition allows you to take 12-18 credit hours per semester. If you can manage it, take the full 18 to get the most for your money. You might even graduate early!
Indiana University East
2325 Chester Blvd